There are many challenges facing boomer retirees, including longevity, inflation and market risk, taxes and unforeseen expenses, just to name a few. Everyone is susceptible to these risks, but there are ways to avoid some or all of these risks that may arise in retirement. As retirees are living longer, retirement planning is becoming somewhat…

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A headline sounding more like the used car salesman’s pitch we’ve all been cautious about. However, this is no joke or trick. By becoming informed and knowing current tax laws, you could be saving you and your heirs millions of dollars upon your and your spouse’s death by strategically planning your estate and taking advantage…

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As your children and grandchildren are going back to school, it may be time to think about their educational future, and how you may be able to help them. Loans, financial aid, and scholarships are an option, but are they the best option? Are they guaranteed? Surely the answer is no. This is where the…

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Tax Reform can be uneasy, especially in this era. Many people are expecting President Trump to restructure taxes, and possibly change gift and estate tax rules. However, nothing is set in stone, which is creating anxiety for many citizens, especially those who are nearing retirement or are currently retired. The uncertainty about the Republican tax…

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Situation: Imagine having a thriving family business that you would like to leave to your heirs. Or, maybe you want to leave your children a substantial piece of land. In your estate planning, however, you discover that your estate will be subject to a $10 million tax bill. The only way for your estate to…

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It is no secret that The Social Security Fund is in severe financial trouble. In years past, Social Security funds have been held by the government due to the ever-increasing debt. By over promising benefits, the government has tried to “quick-fix” or remedy the situation by introducing even more taxation of retirement benefits from Social…

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Will your business survive after you leave?   Business owners often face many challenges as they look to sustain their businesses through various challenges.  The loss of a key person, or the retirement or unexpected death of an owner can place an incredible strain on the business, but having a buy-sell agreement in place can…

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Donald Trump made many promises along the campaign trail. Now, as the soon-to-be President Trump, he will have to determine how to keep good on his promises to cut taxes, while at the same time preserving Social Security and Medicare benefits, and providing affordable healthcare to all. With all of his proposals, the uncertainty around…

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We see it all the time. People tend to wait until the last minute to address certain things in life, whether it be the smallest task of Christmas shopping or a very important, and not always easy, responsibility of planning their retirement and estate. With the end of the year upon us, it is a…

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